How Insurance Works at Our Practice
We are an out-of-network practice, but we offer direct billing services for all out-of-network benefits when a plan allows it. Instead of asking you to manage claims on your own, we submit claims directly to your insurance company and receive payment from them for their portion of the session.
In many cases, this means you are responsible only for your coinsurance, copay, or deductible amount rather than paying the full session fee upfront. Many clients find that this feels similar to working with an in-network provider.
Not every plan includes out-of-network coverage, and benefits vary from policy to policy. Before treatment begins, we help review your plan details so you know what your cost may look like ahead of time.
Therapy Fees
Therapy sessions range from $150 to $300, depending on which clinician you see. We review fees before scheduling so you can make an informed decision and understand what to expect financially.
Many clients use out-of-network benefits to reduce their out-of-pocket cost. When eligible, our direct billing process can simplify that experience considerably.
Insurance Plans We Commonly Work With
Although we are out-of-network, we work directly with many major insurance providers. Common plans include:
- Aetna
- Cigna
- UnitedHealthcare / Oxford
- Blue Cross Blue Shield
- Anthem
- UMR
- NYSHIP
- Magnacare
Benefits always depend on the specific policy. Prior to beginning treatment, we verify your coverage and review estimated deductible and coinsurance information so you can make an informed decision.
What Direct Billing Means
Direct billing means our practice handles the insurance process for you. We submit claims directly to your insurance company and receive payment from them when benefits apply.
Rather than paying the entire session fee upfront and waiting for reimbursement on your own, you typically only pay the portion that remains your responsibility, such as coinsurance, copay, or deductible. We verify benefits before your first appointment and provide an estimate of expected costs whenever possible.
Where We Provide Therapy Services
We currently provide therapy services in New York and Florida. If you are reaching out from one of these states and want support with OCD therapy, anxiety therapy, trauma therapy, or another area of care, contact us and we can help you understand your next steps.
Questions Before Scheduling
If you are unsure about insurance, direct billing, or expected session costs, reach out before booking. We are happy to walk you through your options, answer practical questions, and help you understand what the financial side of therapy may look like before you get started.